April 17, 2018


Beyond Our Borders

We appreciate each one of our clients who allow us the opportunity to have an impact on the lives of your employees and their families. For Christmas 2018, to extend our appreciation and impact the lives of others not so fortunate, The Zero Card partnered with Watsi, a non-profit, global

When Stop Loss Married Bundles and Gave Birth to Savings

Insurance \in-ˈshu̇r-ən(t)s : coverage by contract whereby one party undertakes to indemnify or guarantee another against loss by a specified contingency or peril Stop Loss Insurance : an insurance product that protects against unpredictable, unexpected and catastrophic losses; also called excess insurance or reinsurance. Not to be confused with ordinary

Schedule It. Bundle It. Save On It! – with Stan Schwartz, M.D.

“There is a fast-growing movement toward bundled, all-in one-price medical services that save money, provides less complexity for members, and may make networks (as we know them today) obsolete.”   Check out the “Shape Shifters” podcast featuring Stan Schwartz, M.D., the Chief Medical Officer of The Zero Card! What You’ll

Got a job? Got health insurance? You still aren’t safe from financial hardship due to illness

Too often, employers assume that employees with health insurance are protected against the financial ravages of illness. Add to that a decent salary and owning a home, and most will conclude that such an employee is well-positioned to handle unexpected illness. These notions are incorrect, as we’ve learned from Margo

If You Can Schedule It, You Can Bundle It

Austin Frakt reviewed bundled care recently in the New York Times. He concluded that the federal projects under Medicare are showing promise. Medicare continues with more long-term demonstration projects to demonstrate the value of bundled care.   Most care in our country is provided on a fee-for-service, item-by-item basis. When