Dramatically lower your costs, and offer your employees a life changing benefit.

The Zero Card is a supplemental employee benefit program that empowers you and your plan members by providing more choice and dramatically lowering costs.

Healthcare prices have been disconnected from market forces and as a result your costs just keep going up and up.

The Zero Card offers employers 100% transparent case-rates so you know exactly what you are paying and how much you can save.

All networks have huge variation in pricing and it’s virtually impossible for you or your employees to know what health care actually costs.

We contract directly with local providers that offer 100% transparent, bundled case-rates so you always know the cost and how much you can save.

Employees and their families love The Zero Card because they can access the care they need without worrying about breaking the bank.

It’s a brand new kind of benefit that lets self-funded employers significantly lower their costs while improving the employee benefits.